56 Saint Michael St, Commerce, GA 30530 Property Records

Jackson County property record for 56 Saint Michael St, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,644 sqft · built 2021
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (May 2022)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010 036 36`

Property Details

APN / Parcel Number

Primary APN	`010 036 36`
Alternative APN	`23954`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,644 sqft Heated Area
1st Floor Area	1,644 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23954
Street Address	56 SAINT MICHAEL ST
City	COMMERCE
State	GA
Zip	30530-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 EAGLE TRACE PHASE II
Legal Subdivision	EAGLE TRACE II
Legal Phase	2
Legal Lot Number	36
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Aug 12, 2021	Warranty Deed, Transfer
Feb 26, 2021	Warranty Deed, Transfer
Feb 28, 2020	Grant Deed, Transfer · Conventional Mortgage NMB HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	20222339
Deed Book / Page	102J / 454
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 13, 2022
Property Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Document Number	00102J0454
Book / Page	102J / 454
Instrument Date	May 13, 2022
Instrument	2022-002339
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Investor	Possibly a Property Investor

Mortgage

Document Number	00102J0000000457
Date	May 16, 2022
Book Page	000000102J/0000000457

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 12, 2021
Property Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Document Number	00097T0225
Book / Page	97T / 225
Instrument Date	Aug 12, 2021
Instrument	2021-004089
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 MARK DODD RD, JEFFERSON, GA 30549-6280

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 26, 2021
Property Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Document Number	00094P0504
Book / Page	94P / 504
Instrument Date	Feb 26, 2021
Instrument	2021-001084
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 MARK DODD RD, JEFFERSON, GA 30549-6280

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 28, 2020
Property Address	56 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Document Number	00088G0284
Book / Page	00088G / 000284
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 SAINT MICHAEL ST COMMERCE GA 305308239, COMMERCE, GA 30530-8239

Mortgage

Document Number	88G0287
Date	Feb 28, 2020
Book Page	00088G/000287

Lender

Name	NMB HM LNS INC
Address	LEBANON, NJ 08833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,280 (-) Land $22,000 Building $122,280	$360,700 (-) Land $55,000 Building $305,700
2025	$3,627.00 (-1.04%) Homeowner's exemption	$144,280 (-) Land $22,000 Building $122,280	$360,700 (-) Land $55,000 Building $305,700
2024	$3,665.00 (+27.39%) Homeowner's exemption	$144,280 (+11.64%) Land $22,000 Building $122,280	$360,700 (+11.64%) Land $55,000 Building $305,700
2023	$2,877.00 (+289.31%)	$129,240 (+461.91%) Land $22,000 Building $107,240	$323,100 (+461.91%) Land $55,000 Building $268,100
2022	$739.00	$23,000 Land $15,000 Building $8,000	$57,500 Land $37,500 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL · Cable in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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