46 Saint Michael St, Commerce, GA 30530 Property Records

Jackson County property record for 46 Saint Michael St, Commerce, GA 30530 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,293 sqft · built 2004
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2023)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 036 37`

Property Details

APN / Parcel Number

Primary APN	`010 036 37`
Alternative APN	`23955`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,293 sqft Heated Area
1st Floor Area	2,293 sqft
Attic Area	336 sqft
Basement Area	2,293 sqft
Finished Basement	2,293 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Open Porch
Porch Area	55 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23955
Street Address	46 SAINT MICHAEL ST
City	COMMERCE
State	GA
Zip	30530-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 EAGLE TRACE PHASE II
Legal Subdivision	EAGLE TRACE II
Legal Phase	2
Legal Lot Number	37
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: Jackson County records · APN 010 036 37

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	000106A639
Deed Book / Page	106A / 639
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 29, 2023
Property Address	46 SAINT MICHAEL ST, COMMERCE, GA 30530-8239
Document Number	00106A0639
Book / Page	106A / 639
Instrument Date	Mar 29, 2023
Instrument	2023-001382
Transaction Type	Transfer
Record Updated	May 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SAINT MICHAEL ST, COMMERCE, GA 30530-8239

Mortgage

Document Number	000106A641
Date	Mar 29, 2023
Instrument	106A/641

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,377.00 (+0.44%)	$172,640 (-) Land $22,000 Building $150,640	$431,600 (-) Land $55,000 Building $376,600
2024	$4,358.00 (+21.56%)	$172,640 (+10.24%) Land $22,000 Building $150,640	$431,600 (+10.24%) Land $55,000 Building $376,600
2023	$3,585.00 (-5.38%) Homeowner's exemption	$156,600 (+19.4%) Land $22,000 Building $134,600	$391,500 (+19.4%) Land $55,000 Building $336,500
2022	$3,789.00 Homeowner's exemption	$131,160 Land $22,000 Building $109,160	$327,900 Land $55,000 Building $272,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 14% of Georgia
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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