56 Saba Rock Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 56 Saba Rock Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,042 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026551-4890`

Property Details

APN / Parcel Number

Primary APN	`026551-4890`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,042 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	1,513 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	56 SABA ROCK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70/66-72 GLEN ST JOHNS PHASE 2B LOT 489 OR5870/1339
Legal Range	28E
Legal Township	05S
Legal Section	28
Legal Subdivision	GLEN ST. JOHNS PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Lot Number	489
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20908

Owner

Source: St. Johns County records · APN 026551-4890

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	733 SW BUTTERFIELD DR, LAWTON, OK 73501-8219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Warranty Deed, Transfer · VA Mortgage FIRST RATE MORTGAGE FUNDING
May 07, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2026 · Amount on Record
Deed Sale	Jun 05, 2026 · Amount on Record
Prior Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	202648111
Deed Book / Page	6377 / 1772
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 05, 2026
Property Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224
Document Number	0000048111
Book / Page	6377 / 1772
Instrument Date	Jun 03, 2026
Instrument	202648111
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 SW BUTTERFIELD DR, LAWTON, OK 73501-8219

Mortgage

Document Number	0000048112,
Date	Jun 05, 2026
Instrument	202648112

Lender

Name	FIRST RATE MORTGAGE FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 07, 2026
Property Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224
Document Number	0000039287
Book / Page	6359 / 361
Instrument Date	May 01, 2026
Instrument	202639287
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224

Mortgage

Document Number	0000039287,
Date	May 07, 2026
Book Page	6359/361
Instrument	202639287

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2046

Interest

Rate	6.46%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2023
Property Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224
Document Number	0058701339
Book / Page	5870 / 1339
Map Reference	MB 70 PG 66
Instrument Date	Nov 14, 2023
Instrument	2023096733
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HEARTWOOD CT, SAN RAFAEL, CA 94901-1410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224

Mortgage

Document Number	0058701341
Date	Dec 13, 2023
Instrument	5870/1341

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 24, 2020
Property Address	56 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224
Document Number	0048710857
Book / Page	004871 / 000857
Instrument Date	Apr 08, 2019
Instrument	5917
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HEARTWOOD CT SAN RAFAEL CA 949011410, SAN RAFAEL, CA 94901-1410

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,717 (-6.42%) Land $100,000 Building $343,717	$443,717 (-6.42%) Land $100,000 Building $343,717
2025	$1,771.00 (-75.23%) Disabled Person's exemption Veteran's exemption	$474,141 (-1.15%)	$474,141 (-1.15%) Land $112,000 Building $362,141
2024	$7,149.00 (+2.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$479,665 (+4.26%)	$479,665 (+4.26%) Land $110,000 Building $369,665
2023	$6,983.00 (+7.28%)	$460,080 (+2.8%)	$460,080 (+2.8%) Land $105,000 Building $355,080
2022	$6,509.00	$447,547	$447,547 Land $89,600 Building $357,947

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 103 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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