St. Johns County property record for 42 Saba Rock Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,810 sqft · built 2015 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Jan 2023) |
| Tax Bill | $7,397 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026551-4900 |
| Primary APN | 026551-4900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 3,230 sqft |
| 1st Floor Area | 1,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 470 sqft |
| Patio Area | 1,061 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 42 SABA ROCK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70/66-72 GLEN ST JOHNS PHASE 2B LOT 490 OR5697/1994 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | GLEN ST. JOHNS PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 490 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Apr 9, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | Apr 9, 2020 · Amount on Record |
| Deed Document Number | 20235495 |
| Deed Book / Page | 5697 / 1994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 23, 2023 |
| Property Address | 42 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224 |
| Document Number | 0056971994 |
| Book / Page | 5697 / 1994 |
| Map Reference | MB 70 PG 66-72 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023005495 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ASSOCIATED ATTORNEY TTL & CL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3431 CHANGRIA RD, OWINGS, MD 20736 |
| Name | Verified Name |
|---|---|
| Address | 42 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224 |
| Document Number | 0056980001 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 5698/1 |
| Instrument | 2023005496 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 42 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045830809 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 4583/0809 |
| Instrument | 2018052028 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 9, 2020 |
| Property Address | 42 SABA ROCK DR, SAINT AUGUSTINE, FL 32092-3224 |
| Document Number | 0049191253 |
| Book / Page | 004919 / 001253 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 27963 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 SABA ROCK DR ST AUGUSTINE FL 320923224, ST AUGUSTINE, FL 32092-3224 |
| Document Number | 49191255 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 004919/001255 |
| Instrument | 27964 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,160 (-5.53%) Land $100,000 Building $331,160 | $431,160 (-5.53%) Land $100,000 Building $331,160 | |
| 2025 | $7,397.00 (+5.69%) Homeowner's exemption | $456,423 (+34.51%) | $456,423 (+3.33%) Land $112,000 Building $344,423 |
| 2024 | $6,999.00 (+30.7%) | ||
| 2023 | $5,355.00 (+6.72%) Homeowner's exemption | $339,321 (+4.48%) | $441,707 (+6.17%) Land $105,000 Building $336,707 |
| 2022 | $5,018.00 Homeowner's exemption | $324,778 | $416,040 Land $89,600 Building $326,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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