Kane County property record for 56 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,240 sqft · built 1900 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Feb 2024) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2023 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-477-011 |
| Primary APN | 06-15-477-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,860 sqft |
| Basement Area | 620 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 56 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 2 BLOCK 23 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 23 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6424 N HOYNE AVE, CHICAGO, IL 60645-5853 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 13, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage UIF CORP |
| Jun 16, 2023 | Warranty Deed, Construction Loan · Construction Mortgage BPL MORTGAGE TRUST LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Jun 16, 2023 · Amount on Record |
| Deed Document Number | 20244574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 13, 2024 |
| Property Address | 56 S EDISON AVE, ELGIN, IL 60123-6167 |
| Document Number | 0000004574 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024K004574 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6600 N LINCOLN AVE STE 316, 316, LINCOLNWOOD, IL 60712-3633 |
| Document Number | 0000004575 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024K004575 |
| Name | UIF CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2023 |
| Property Address | 56 S EDISON AVE, ELGIN, IL 60123-6167 |
| Document Number | 0000019867 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023K019867 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 56 S EDISON AVE, ELGIN, IL 60123-6167 |
| Document Number | 0000019868 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023K019868 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 56 S EDISON AVE, ELGIN, IL 60123-6167 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000089322 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021K089322 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,142.00 (+3.65%) | $75,413 (+8.57%) Land $15,540 Building $59,873 | $226,330 (+8.57%) Land $46,639 Building $179,691 |
| 2024 | $69,460 (+21.39%) Land $14,313 Building $55,147 | $208,463 (+21.44%) Land $42,956 Building $165,507 | |
| 2022 | $4,961.00 (+3.96%) | $57,219 (+6.96%) Land $11,791 Building $45,428 | $171,657 (+6.96%) Land $35,373 Building $136,284 |
| 2021 | $4,772.00 | $53,496 Land $11,024 Building $42,472 | $160,488 Land $33,072 Building $127,416 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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