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28 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 28 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,606 sqft · built 1890
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Apr 2021)
Tax Bill$5,449 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jul 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-15-431-014

Property Details

APN / Parcel Number

Primary APN06-15-431-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,606 sqft Living Area
Gross Area2,409 sqft
Basement Area803 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address28 S EDISON AVE
CityELGIN
StateIL
Zip60123-6125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 7 BLOCK 14
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block14
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 S EDISON AVE, ELGIN, IL 60123-6125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Warranty Deed, Transfer · FHA Mortgage
MIDWEST COMMUNITY BANK
Jul 30, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Jul 26, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Sep 13, 2019Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Prior SaleJul 30, 2020 · Amount on Record
Deed Document Number202132093
Prior Transfer DateJul 23, 2019
Prior Transfer Doc0000042660
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 23, 2021
Property Address28 S EDISON AVE, ELGIN, IL 60123-6125
Document Number0000032093
Instrument DateApr 9, 2021
Instrument2021K032093
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address613 HILL AVE, 613, ELGIN, IL 60120-3909

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28 S EDISON AVE, ELGIN, IL 60123-6125

Mortgage

Document Number0000032094
DateApr 23, 2021
Instrument2021K032094
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJul 30, 2020
Property Address28 S EDISON AVE, ELGIN, IL 60123-6125
Document Number0000041811
Instrument DateJun 23, 2020
Instrument41811
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 HILL AVE ELGIN IL 601203909, ELGIN, IL 60120-3909

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJul 26, 2019
Property Address28 S EDISON AVE, ELGIN, IL 60123-6125
Document Number0000032989
Instrument DateJul 23, 2019
Instrument32989
Transaction TypeForeclosure
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address800 MORELAND ST OWENSBORO KY 423012046, OWENSBORO, KY 42301-2046
InvestorPossibly a Property Investor

September 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateSep 13, 2019
Property Address28 S EDISON AVE, ELGIN, IL 60123-6125
Document Number0000042660
Instrument DateJul 23, 2019
Instrument42660
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address800 MORELAND ST OWENSBORO KY 423012046, OWENSBORO, KY 42301-2046
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,449.00 (+15.81%) Homeowner's exemption$79,425 (+8.57%) Land $15,540 Building $63,885$238,370 (+8.57%) Land $46,639 Building $191,732
2024$73,155 (+21.39%) Land $14,313 Building $58,842$219,553 (+21.44%) Land $42,956 Building $176,597
2022$4,705.00 (-6.39%) Homeowner's exemption$60,263 (+6.96%) Land $11,791 Building $48,472$180,789 (+6.96%) Land $35,373 Building $145,416
2021$5,026.00$56,342 Land $11,024 Building $45,318$169,026 Land $33,072 Building $135,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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