56 Ruggles St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 56 Ruggles St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,275 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Dec 2024)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`66-170`

Property Details

APN / Parcel Number

Primary APN	`66-170`
Alternative APNs	`FRAN M:279 L:262` `M:066 L:170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
Gross Area	2,549 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	66-170
Street Address	56 RUGGLES ST
City	FRANKLIN
State	MA
Zip	02038-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FREENBROOK DRIVE
Legal Lot Number	262
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3016
Census Tract	442204

Owner

56 Ruggles St is owned by an individual who bought it in December 2024.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	58 RUGGLES ST, FRANKLIN, MA 02038-1727
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Book / Page	42172 / 489
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	040728-186
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 31, 2022
Property Address	56 RUGGLES ST, FRANKLIN, MA 02038-1727
Document Number	040895-577
Book / Page	40895 / 577
Instrument Date	Oct 31, 2022
Instrument	93438
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RUGGLES ST, FRANKLIN, MA 02038-1727

Mortgage

Document Number	0000093439
Date	Oct 31, 2022
Instrument	93439

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 3, 2022
Property Address	56 RUGGLES ST, FRANKLIN, MA 02038-1727
Document Number	040728-186
Book / Page	40728 / 186
Instrument Date	Jun 23, 2022
Instrument	69130
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BELLVIEW HTS, ASHLAND, MA 01721-1617

Tax Assessment & Valuation

The 2025 property tax bill for 56 Ruggles St was $5,167, up 2.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,167.00 (+2.5%)	$444,700 (+4%) Land $218,200 Building $226,500	$452,580 (+2.28%)
2024	$5,041.00 (+4.93%)	$427,600 (+11.97%) Land $218,200 Building $209,400	$442,510
2023	$4,804.00	$381,900 Land $201,800 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Ruggles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Ruggles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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