52 Ruggles St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 52 Ruggles St, Franklin, MA 02038

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,856 sqft · built 1930
Lot Size	0.118 acres (5,136 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Oct 2022)
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Jun 2023 Refinance Nov 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-169`

Property Details

APN / Parcel Number

Primary APN	`66-169`
Alternative APNs	`FRAN M:279 L:261` `M:066 L:169`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	5,802 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,136 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	66-169
Street Address	52 RUGGLES ST
City	FRANKLIN
State	MA
Zip	02038-1727
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	261
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3016
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 BELLVIEW HTS, ASHLAND, MA 01721-1617
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Oct 18, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	202290025
Deed Book / Page	40872 / 521
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	52 RUGGLES ST, FRANKLIN, MA 02038-1727
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041236-167
Date	Jun 8, 2023
Book Page	41236/167
Instrument	34716

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	52 RUGGLES ST, FRANKLIN, MA 02038-1727
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040931-351
Date	Nov 21, 2022
Book Page	40931/351
Instrument	98745

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 18, 2022
Property Address	52 RUGGLES ST, FRANKLIN, MA 02038-1727
Document Number	040872-521
Book / Page	40872 / 521
Instrument Date	Oct 18, 2022
Instrument	90025
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BELLVIEW HTS, ASHLAND, MA 01721-1617

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,609.00 (+11.96%)	$654,800 (+13.6%) Land $218,500 Building $436,300
2024	$6,796.00 (+10.04%)	$576,400 (+17.42%) Land $218,500 Building $357,900
2023	$6,176.00	$490,900 Land $202,200 Building $288,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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