56 Rock Ledge Dr, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 56 Rock Ledge Dr, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 646 sqft · built 2002
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Tax Bill$4,825 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNPHIP M:011 L:078

Property Details

APN / Parcel Number

Primary APNPHIP M:011 L:078
Alternative APN
  • 333

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area646 sqft Living Area
1st Floor Area646 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area82,764 sqft (1.9 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number333
Street Address56 ROCK LEDGE DR
CityPHIPPSBURG
StateME
Zip04562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number78
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group2
Census Block2011
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 27, PHIPPSBURG, ME 04562-0027
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address56 ROCK LEDGE DR, PHIPPSBURG, ME 04562
Document Number0000008550
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 27 PHIPPSBURG ME 045620027, PHIPPSBURG, ME 04562-0027

Mortgage

Document Number0000008550
DateNov 3, 2020
Instrument8550
Lender
NameBATH SVGS INSTITUTION
AddressBATH, ME 04530
Agreement
AmountAmount Recorded
Term300 Months
DueNov 2, 2045

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,825.00 (+4.85%)$390,700 (-) Land $91,800 Building $298,900
2024$4,602.00 (+2.95%)$390,700 (-) Land $91,800 Building $298,900
2023$4,470.00 (+13.05%)$390,700 (-) Land $91,800 Building $298,900
2022$3,954.00$390,700 Land $91,800 Building $298,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA5 of 13
Most Recent ClaimMar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rock Ledge Dr

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