25 Rock Ledge Dr, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 25 Rock Ledge Dr, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 768 sqft · built 1989
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100 (Aug 2022)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:011 L:075`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:011 L:075`
Alternative APN	`1828`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1828
Street Address	25 ROCK LEDGE DR
City	PHIPPSBURG
State	ME
Zip	04562-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PARKER HEAD SOUTHWEST
Legal Lot Number	75
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2010
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 ROCK LEDGE DR, PHIPPSBURG, ME 04562-4556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed, Transfer
Apr 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
May 3, 2018	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20225623
Transfer Doc	0000003824
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Aug 17, 2022
Property Address	25 ROCK LEDGE DR, PHIPPSBURG, ME 04562-4556
Document Number	0000005623
Instrument Date	Aug 16, 2022
Instrument	2022R-05623
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROCK LEDGE DR, PHIPPSBURG, ME 04562-4556

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Apr 20, 2021
Property Address	25 ROCK LEDGE DR, PHIPPSBURG, ME 04562-4556
Document Number	0000003411
Instrument Date	Apr 16, 2021
Instrument	2021R-03411
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	0000003412
Date	Apr 20, 2021
Instrument	2021R-03412

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	May 3, 2018
Property Address	25 ROCK LEDGE DR, PHIPPSBURG, ME 04562-4556
Document Number	0000002832
Instrument	2018R-02832
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002833
Date	May 3, 2018
Instrument	2018R-02833

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,047.00 (+4.84%)	$327,700 (-) Land $90,800 Building $236,900
2024	$3,860.00 (+2.96%)	$327,700 (-) Land $90,800 Building $236,900
2023	$3,749.00 (+13.06%)	$327,700 (-) Land $90,800 Building $236,900
2022	$3,316.00	$327,700 Land $90,800 Building $236,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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