56 River Oak Ct, Temple, GA 30179 Property Records

Carroll County property record for 56 River Oak Ct, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,155 sqft · built 1999
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,905 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`148--0295`

Property Details

APN / Parcel Number

Primary APN	`148--0295`
Alternative APN	`21870`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,155 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	1,561 sqft
Attic	Attic
Attic Area	1,523 sqft
Basement Area	806 sqft
Finished Basement	594 sqft
Unfinished Basement	212 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
View / Lot	Corner/Waterfront
Garage Type	Attached
Garage Area	728 sqft
Porch	Porch
Porch Area	42 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21870
Street Address	56 RIVER OAK CT
City	TEMPLE
State	GA
Zip	30179-4373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HSE/LK-LOT 95 RIVERWOOD UNIT 2
Legal Subdivision	RIVERWOOD -M124/148
Legal Phase	002
Legal Lot Number	95
Legal Unit	2
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2011
Census Tract	910202

Owner

56 River Oak Ct is owned and occupied by two individuals who acquired it in July 2023.

Source: Carroll County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 30, 2023	Warranty Deed, Transfer
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023
Deed Sale	Jul 5, 2023
Prior Sale	Jul 20, 2017 · Amount on File
Deed Book / Page	6173 / 184
Prior Transfer Date	May 20, 1999
Prior Transfer Doc	1139000290
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Recording Date	May 20, 2026
Property Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373
Document Number	6430000446
Book / Page	6430 / 446
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373

Mortgage

Document Number	6430000446,
Date	May 20, 2026
Book Page	6430/446

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2053

Interest

Rate	6.38%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	Jun 30, 2023
Property Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373
Document Number	0061730184
Book / Page	6173 / 184
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055630852
Date	Jul 20, 2017
Book Page	5563/852

Lender

Name	MB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIVER OAK CT, TEMPLE, GA 30179-4373

Mortgage

Document Number	0059710000000639
Date	Aug 9, 2021
Book Page	0000005971/0000000639

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 56 River Oak Ct was $2,905.

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00	$129,870 (-9.36%) Land $12,000 Building $117,870	$324,677 (-9.36%) Land $30,000 Building $294,677
2024	$2,905.00 (-6.59%)	$143,280 (+9.02%) Land $12,000 Building $131,280	$358,200 (+9.02%) Land $30,000 Building $328,200
2023	$3,110.00 (+15.01%)	$131,422 (+21.88%) Land $12,000 Building $119,422	$328,555 (+21.88%) Land $30,000 Building $298,555
2022	$2,704.00	$107,830 Land $12,000 Building $95,830	$269,575 Land $30,000 Building $239,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 River Oak Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 River Oak Ct is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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