45 River Oak Ct, Temple, GA 30179 Property Records

Carroll County property record for 45 River Oak Ct, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (May 2022)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148--0304`

Property Details

APN / Parcel Number

Primary APN	`148--0304`
Alternative APN	`21879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Heated Area
1st Floor Area	1,208 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21879
Old Parcel Number	148 0304
Street Address	45 RIVER OAK CT
City	TEMPLE
State	GA
Zip	30179-4376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HSE/LOT 104 RIVERWOOD UNIT 2
Legal Subdivision	RIVERWOOD -M124/148
Legal Phase	002
Legal Lot Number	104
Legal Unit	2
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2011
Census Tract	910202

Owner

Source: Carroll County records · APN 148--0304

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
May 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 24, 2022	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE
Dec 13, 2021	Warranty Deed, Transfer
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	0006074859
Deed Book / Page	6074 / 859
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376

Mortgage

Document Number	0059310000000353
Date	May 04, 2021
Book Page	0000005931/0000000353

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376

Mortgage

Document Number	0062430000000560
Date	May 13, 2024
Book Page	0000006243/0000000560

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	May 24, 2022
Property Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Document Number	0060740859
Book / Page	6074 / 859
Instrument Date	May 24, 2022
Instrument	2022-003115
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376

Mortgage

Document Number	0060740000000862
Date	May 25, 2022
Book Page	0000006074/0000000862

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	Dec 13, 2021
Property Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Document Number	0060180678
Book / Page	6018 / 678
Instrument Date	Dec 13, 2021
Instrument	2021-007291
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	45 RIVER OAK CT, TEMPLE, GA 30179-4376
Document Number	0056750398
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVER OAK CT TEMPLE GA 301794376, TEMPLE, GA 30179-4376

Mortgage

Document Number	0056750398
Date	Dec 04, 2018
Book Page	005675/000398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00	$111,732 (-9.53%) Land $8,000 Building $103,732	$279,331 (-9.53%) Land $20,000 Building $259,331
2024	$2,499.00 (-6.58%)	$123,501 (+9.28%) Land $8,000 Building $115,501	$308,752 (+9.28%) Land $20,000 Building $288,752
2023	$2,675.00 (+15.6%)	$113,011 (+22.43%) Land $8,000 Building $105,011	$282,528 (+22.43%) Land $20,000 Building $262,528
2022	$2,314.00	$92,308 Land $8,000 Building $84,308	$230,769 Land $20,000 Building $210,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 15, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Based on FCC filings for 39 locations within half a mile of this property.

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