56 Percy St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 56 Percy St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 958 sqft · built 1830
Lot Size0.193 acres (8,415 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Apr 2026)
Tax Bill$3,868 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN363-00011

Property Details

APN / Parcel Number

Primary APN363-00011
Alternative APN
  • CHIC M:0363 P:00011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area958 sqft Living Area
Gross Area2,392 sqft
1st Floor Area824 sqft
AtticAttic
Attic Area616 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,415 sqft (0.193 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number363-00011
Street Address56 PERCY ST
CityCHICOPEE
StateMA
Zip01020-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2000
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address56 PERCY ST, CHICOPEE, MA 01020-1042
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed, Transfer · Conventional Mortgage
FLORENCE BK
May 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleJul 21, 2004 · Amount on Record
Deed Document Number202617029
Deed Book / Page26298 / 265
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateApr 21, 2026
Property Address56 PERCY ST, CHICOPEE, MA 01020-1042
Document Number026298-265
Book / Page26298 / 265
Instrument DateApr 7, 2026
Instrument2026.17029
Transaction TypeTransfer
Record UpdatedMay 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 PERCY ST, CHICOPEE, MA 01020-1042

Mortgage

DateApr 21, 2026
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
Type Change DateMay 1, 2036
Index1-Year CMT
Margin3
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address56 PERCY ST, CHICOPEE, MA 01020-1042
Document Number22204-3
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 PERCY ST CHICOPEE MA 010201042, CHICOPEE, MA 01020-1042

Mortgage

Document Number22204-3
DateJun 5, 2018
Book Page022204/000003
Instrument30933
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 4, 2038

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,868.00 (+5.94%)$253,800 (+5.4%) Land $112,300 Building $141,500$257,991 (-6.06%)
2025$3,651.00 (+5.34%)$240,800 (+2.56%) Land $102,300 Building $138,500$274,645
2024$3,466.00 (+6.55%)$234,800 (+9.36%) Land $100,300 Building $134,500
2023$3,253.00$214,700 Land $91,100 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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