43 Percy St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 43 Percy St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,604 sqft · built 1910
Lot Size0.188 acres (8,170 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (May 2025)
Tax Bill$4,420 (2026)
Deeds & MortgagesAug 2024 Refinance
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN364-00065

Property Details

APN / Parcel Number

Primary APN364-00065
Alternative APN
  • CHIC M:0364 P:00065

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,604 sqft Living Area
Gross Area3,142 sqft
1st Floor Area972 sqft
Basement Area972 sqft
Unfinished Basement972 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,170 sqft (0.188 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number364-00065
Street Address43 PERCY ST
CityCHICOPEE
StateMA
Zip01020-1041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2001
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address43 PERCY ST, CHICOPEE, MA 01020-1041
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Nov 30, 2023Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleNov 30, 2023 · Amount on Record
Deed Book / Page25851 / 413
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address43 PERCY ST, CHICOPEE, MA 01020-1041
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025554-489
DateAug 30, 2024
Book Page25554/489
Instrument40095
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateNov 30, 2023
Property Address43 PERCY ST, CHICOPEE, MA 01020-1041
Document Number025244-181
Book / Page25244 / 181
Instrument DateNov 30, 2023
Instrument56872
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 YALE ST, CHICOPEE, MA 01020-3426

Mortgage

Document Number0000056873
DateNov 30, 2023
Instrument56873
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number025263-394
DateDec 15, 2023
Book Page25263/394
Instrument59986
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,420.00 (+5.56%)$290,000 (+5%) Land $110,900 Building $179,100$307,426 (+17.63%)
2025$4,187.00 (+5.33%)$276,200 (+2.56%) Land $100,900 Building $175,300$261,345
2024$3,975.00 (+6.54%)$269,300 (+9.34%) Land $99,000 Building $170,300
2023$3,731.00$246,300 Land $90,000 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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