56 Mopsy Ct, Ranson, WV 25438 Property Records

Jefferson County property record for 56 Mopsy Ct, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 2000
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Tax Bill	$1,519 (2026)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-4E-0041.0000`

Property Details

APN / Parcel Number

Primary APN	`02-4E-0041.0000`
Alternative APN	`19-02-4E-0041.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	119 ft deep x 29 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	56 MOPSY CT
City	RANSON
State	WV
Zip	25438-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #41 BRIAR RUN ESTATES
Legal Subdivision	BRIAR RUN
Legal Lot Number	41
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	3
Census Block	3025
Census Tract	972402

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 MOPSY CT, RANSON, WV 25438-4821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Sep 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage WESTERN MORTGAGE
Nov 12, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Nov 12, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jun 2, 2020	Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG
Mar 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Sep 2, 2026
Property Address	56 MOPSY CT, RANSON, WV 25438-4821
Document Number	0000013520
Book / Page	2705 / 429
Instrument Date	Jul 27, 2026
Instrument	202613520
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOPSY CT, RANSON, WV 25438-4821

Mortgage

Document Number	0000013520,
Date	Sep 2, 2026
Book Page	2705/429
Instrument	202613520

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	965 Months
Due	Feb 21, 2107

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Sep 2, 2026
Property Address	56 MOPSY CT, RANSON, WV 25438-4821
Document Number	0000013519
Book / Page	2705 / 413
Instrument Date	Jul 27, 2026
Instrument	202613519
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOPSY CT, RANSON, WV 25438-4821

Mortgage

Document Number	0000013519,
Date	Sep 2, 2026
Book Page	2705/413
Instrument	202613519

Lender

Name	WESTERN MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	965 Months
Due	Feb 21, 2107

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	56 MOPSY CT, RANSON, WV 25438-4821
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY INC IRONTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOPSY CT, RANSON, WV 25438-4821

Mortgage

Document Number	002645/483
Date	Nov 12, 2025
Book Page	2645/483
Instrument	202500014708

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	HOUSTON, TX 77024

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	975 Months
Due	Feb 21, 2107

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	56 MOPSY CT, RANSON, WV 25438-4821
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY INC IRONTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOPSY CT, RANSON, WV 25438-4821

Mortgage

Document Number	002645/467
Date	Nov 12, 2025
Book Page	2645/467
Instrument	202500014707

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	975 Months
Due	Feb 21, 2107

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 2, 2020
Property Address	56 MOPSY CT, CHARLES TOWN, WV 25414
Document Number	0000006724
Book / Page	001241 / 000071
Instrument Date	May 28, 2020
Instrument	6724
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811
Investor	Possibly a Property Investor

Mortgage

Document Number	6725
Date	Jun 2, 2020
Book Page	002286/000014
Instrument	6725

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	56 MOPSY CT, CHARLES TOWN, WV 25414
Document Number	0000003866
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811

Mortgage

Document Number	0000003866
Date	Apr 10, 2019
Book Page	002219/000612
Instrument	3866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,519.00 (+5.05%)	$131,700 (+5.78%) Land $64,400 Building $67,300	$219,500 (+5.78%) Land $107,333 Building $112,167
2025	$1,446.00 (+4.1%)	$124,500 (+4.62%) Land $56,300 Building $68,200	$207,500 (+4.59%) Land $93,900 Building $113,600
2023	$1,389.00	$119,000 Land $56,300 Building $62,700	$198,400 Land $93,900 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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