56 Merrill Cir N, Moraga, CA 94556 Property Records

Contra Costa County property record for 56 Merrill Cir N, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,959 sqft · built 1989
Lot Size	1.06 acres (46,347 sqft)
Owner	2 Trust Names on File
Last Sale	$2,554,000 (Jan 2018)
Tax Bill	$34,164 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-710-028-6`

Property Details

APN / Parcel Number

Primary APN	`258-710-028-6`
Alternative APN	`258-710-028`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,959 sqft Living Area
1st Floor Area	3,154 sqft
2nd Floor Area	2,805 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	46,347 sqft
Garage Type	Attached
Garage Area	797 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	56 MERRILL CIR N
City	MORAGA
State	CA
Zip	94556-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6292 LT 23 & POR LT 22
Legal Subdivision	SANDERS RANCH SUB 6292
Legal Tract	6292
Legal Lot Number	23,22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	352102

Owner

56 Merrill Cir N is owner-occupied and held in a trust since April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	56 MERRILL CIR N, MORAGA, CA 94556-2839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Apr 27, 2021	Intrafamily Transfer, Transfer AMROCK INC
Apr 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 26, 2018	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	Aug 25, 2000 · Amount on File
Deed Document Number	201812654
Last Transfer Date	Apr 17, 2021
Transfer Doc	0000126656
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	56 MERRILL CIR N, MORAGA, CA 94556-2839
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TTL SANTA ANA CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146051
Date	Jul 21, 2020
Instrument	2020-146051

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	350 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2021
Property Address	56 MERRILL CIR N, MORAGA, CA 94556-2839
Document Number	0000126656
Map Reference	MB 289 PG 46
Instrument Date	Apr 17, 2021
Instrument	2021-126656
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	56 MERRILL CIR N, MORAGA, CA 94556-2839

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2021
Property Address	56 MERRILL CIR N, MORAGA, CA 94556-2839
Document Number	0000126654
Map Reference	MB 289 PG 46
Instrument Date	Apr 17, 2021
Instrument	2021-126654
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MERRILL CIR N, MORAGA, CA 94556-2839

Mortgage

Document Number	0000126655
Date	Apr 27, 2021
Instrument	2021-126655

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2018
Property Address	56 MERRILL CIR N, MORAGA, CA 94556-2839
Document Number	0000012654
Map Reference	MB 289 PG 46
Instrument Date	Jan 18, 2018
Instrument	2018-012654
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	56 MERRILL CIR N, MORAGA, CA 94556-2839

Mortgage

Document Number	0000012655
Date	Jan 26, 2018
Instrument	2018-012655

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 56 Merrill Cir N was $34,164 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,975,285 (+2%) Land $1,392,700 Building $1,582,585
2025	$34,164.00 Homeowner's exemption	$2,916,947 Land $1,365,393 Building $1,551,554
2023	$32,257.00 (+1.65%) Homeowner's exemption	$2,803,680 Land $1,312,374 Building $1,491,306
2022	$31,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 Merrill Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Merrill Cir N is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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