Chatham County property record for 56 Melody Dr, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,878 sqft · built 2015 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (May 2016) |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1010F-05-029 |
| Primary APN | 5-1010F-05-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 350 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 56 MELODY DR |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 162 HARMONY SUB PHASE 2 PLA T BOOK 50 PG 214 .165 AC |
| Legal Subdivision | HARMONY SUB |
| Legal Phase | 2 |
| Legal Lot Number | 162 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10810 |
Source: Chatham County records · APN 5-1010F-05-029
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Feb 07, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Oct 27, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE |
| Apr 27, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Prior Sale | Nov 12, 2015 · Amount on Record |
| Deed Document Number | 20164289 |
| Deed Book / Page | 795 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0023760403 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 0000002376/0000000403 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0027020674 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 0000002702/0000000674 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0038140126 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 0000003814/0000000126 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0030790003 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 0000003079/0000000003 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 56 MELODY DR, POOLER, GA 31322-3645 |
| Document Number | 0022910463 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 0000002291/0000000463 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 (+0.87%) Homeowner's exemption | $185,600 (+25.13%) Land $26,000 Building $159,600 | $464,000 (+25.13%) Land $65,000 Building $399,000 |
| 2024 | $3,662.00 (+5.81%) | ||
| 2023 | $148,320 (+10.13%) Land $11,200 Building $137,120 | $370,800 (+10.13%) Land $28,000 Building $342,800 | |
| 2022 | $3,461.00 | $134,680 Land $11,200 Building $123,480 | $336,700 Land $28,000 Building $308,700 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Communications Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 196 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | POOLER serves 28,423 people |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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