55 Melody Dr, Pooler, GA 31322 Property Records

Chatham County property record for 55 Melody Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,114 sqft · built 2017
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$270,210 (Jun 2018)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1010F-06-027`

Property Details

APN / Parcel Number

Primary APN	`5-1010F-06-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,114 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	55 MELODY DR
City	POOLER
State	GA
Zip	31322-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 180 HARMONY SUB PHASE 2 PLA T BOOK 50 PG 214 .247 AC
Legal Subdivision	HARMONY SUB
Legal Phase	2
Legal Lot Number	180
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2027
Census Tract	10810

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 MELODY DR, POOLER, GA 31322-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage STATE BANK & TRUST CO
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Mar 18, 2021	Warranty Deed, Transfer
Jun 18, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	20185878
Deed Book / Page	1377 / 203
Last Transfer Date	Mar 18, 2021
Transfer Doc	0023520445
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	55 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011050363
Date	Jun 16, 2017
Book Page	1105/363
Instrument	30441090016

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2018

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	55 MELODY DR, POOLER, GA 31322-3644
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MELODY DR, POOLER, GA 31322-3644

Mortgage

Document Number	0022940763
Date	Mar 24, 2021
Book Page	0000002294/0000000763

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 18, 2021
Property Address	55 MELODY DR, POOLER, GA 31322-3644
Document Number	0023520445
Book / Page	2352 / 445
Instrument Date	Mar 18, 2021
Instrument	2021-005166
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MELODY DR, POOLER, GA 31322-3644

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 18, 2018
Property Address	55 MELODY DR, POOLER, GA 31322-3644
Document Number	0013770203
Book / Page	1377 / 203
Instrument Date	Jun 18, 2018
Instrument	2018-005878
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MELODY DR, POOLER, GA 31322-3644

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,200 (+3.08%) Land $26,000 Building $177,200	$508,000 (+3.08%) Land $65,000 Building $443,000
2025	$3,853.00 (+0.92%) Homeowner's exemption	$197,120 (+24.76%) Land $26,000 Building $171,120	$492,800 (+24.76%) Land $65,000 Building $427,800
2024	$3,818.00 (+5.64%)
2023		$158,000 (+10.03%) Land $11,200 Building $146,800	$395,000 (+10.03%) Land $28,000 Building $367,000
2022	$3,614.00	$143,600 Land $11,200 Building $132,400	$359,000 Land $28,000 Building $331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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