56 McKay Ct, Warwick, RI 02889 Property Records

Warwick City property record for 56 McKay Ct, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 2005
Lot Size	0.178 acres (7,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Aug 2026)
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33904980000`

Property Details

APN / Parcel Number

Primary APN	`33904980000`
Alternative APNs	`WARW M:339 B:0498 L:0000` `700032284`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,132 sqft
Basement Area	1,056 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,765 sqft (0.178 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	700032284
Street Address	56 MCKAY CT
City	WARWICK
State	RI
Zip	02889-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	498
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1000
Census Tract	21800

Owner

Source: Warwick City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 MCKAY CT, WARWICK, RI 02889-3293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Aug 28, 2026	Deed, Transfer · Conventional Mortgage US BANK
Jun 22, 2026	Correction Deed
Sep 15, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	202610259
Deed Book / Page	10955 / 253
Transfer Doc	8471-168
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 28, 2026
Property Address	56 MCKAY CT, WARWICK, RI 02889-3293
Document Number	0000010259
Book / Page	10955 / 253
Instrument Date	Aug 26, 2026
Instrument	202610259
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 MCKAY CT, WARWICK, RI 02889-3293

Mortgage

Date	Aug 28, 2026

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 28, 2026
Property Address	56 MCKAY CT, WARWICK, RI 02889-3293
Document Number	0000010257
Book / Page	10955 / 247
Instrument Date	Aug 26, 2026
Instrument	202610257
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MCKAY CT, WARWICK, RI 02889-3293

Mortgage

Document Number	0000010260,
Date	Aug 28, 2026
Book Page	10955/255
Instrument	202610260

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 22, 2026
Property Address	56 MCKAY CT, WARWICK, RI 02889-3293
Document Number	0000007095
Book / Page	10914 / 128
Instrument Date	Jun 18, 2026
Instrument	20267095
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WACO RD, WARWICK, RI 02889-3254

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 15, 2025
Property Address	56 MCKAY CT, WARWICK, RI 02889-3293
Document Number	010754-160
Book / Page	10754 / 160
Instrument Date	Sep 13, 2025
Instrument	10598
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WELCH RD, WARWICK, RI 02889-3246

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,274.00 (-2.61%)	$494,000 (+10.96%) Land $140,100 Building $353,900
2024	$6,442.00 (+1.98%)	$445,200 (-) Land $121,800 Building $323,400	$427,120
2023	$6,317.00 (+4.33%)	$445,200 (+37.7%) Land $121,800 Building $323,400
2022	$6,055.00	$323,300 Land $77,200 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1982–2010)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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