32 McKay Ct, Warwick, RI 02889 Property Records

Warwick City property record for 32 McKay Ct, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 2005
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$221,900 (Jun 2011)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33904940000`

Property Details

APN / Parcel Number

Primary APN	`33904940000`
Alternative APNs	`WARW M:339 B:0494 L:0000` `100132929`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,132 sqft
Basement Area	1,056 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100132929
Street Address	32 MCKAY CT
City	WARWICK
State	RI
Zip	02889-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	494
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1000
Census Tract	21800

Owner

32 McKay Ct is owned and occupied by two individuals who bought it in June 2011.

Source: Warwick City records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 MCKAY CT, WARWICK, RI 02889-3293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENWOOD CU
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2011 · Amount on File
Deed Sale	Jun 27, 2011 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Book / Page	7504 / 22
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 MCKAY CT, WARWICK, RI 02889-3293
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010554-283
Date	Sep 11, 2024
Book Page	10554/283
Instrument	9402

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 MCKAY CT, WARWICK, RI 02889-3293
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9695-201
Date	Dec 15, 2020
Book Page	9695/201
Instrument	20005

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 MCKAY CT, WARWICK, RI 02889-3293
Document Number	9262-261
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MCKAY CT WARWICK RI 028893293, WARWICK, RI 02889-3293

Mortgage

Document Number	9262-261
Date	May 8, 2019
Book Page	009262/000261
Instrument	5834

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 MCKAY CT, WARWICK, RI 02889-3293
Document Number	8897-97
Book / Page	008897 / 000097
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MCKAY CT WARWICK RI 028893293, WARWICK, RI 02889-3293

Mortgage

Document Number	8897-97
Date	Sep 11, 2017
Book Page	008897/000097
Instrument	13411

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 32 McKay Ct was $6,307.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,307.00	$496,600 Land $142,400 Building $354,200
2024			$403,465
2023	$6,361.00 (+3.95%)	$448,300 (+37.22%) Land $123,800 Building $324,500
2022	$6,119.00	$326,700 Land $79,600 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 McKay Ct in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1982–2010)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 McKay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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