56 Lorene Ln, Chavies, KY 41727 Property Records

Perry County property record for 56 Lorene Ln, Chavies, KY 41727

Property Summary

Property Type	Single Family Home
Lot Size	0.412 acres (17,977 sqft)
Owner	2 Individual Names on Record
Tax Bill	$869 (2023)
Deeds & Mortgages	Apr 2017 Line of Credit Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-00 00 002.31`

Property Details

APN / Parcel Number

Primary APN	`070-00 00 002.31`
Alternative APN	`30109`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	17,977 sqft

Location & Zoning

Account Number	30109
Street Address	56 LORENE LN
City	CHAVIES
State	KY
Zip	41727-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 392 PG 770 04-03-2017
Jurisdiction	PERRY KY
Township / Civil Division	DICE
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 LORENE LN, CHAVIES, KY 41727-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit HYDEN CITIZENS BANK
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit HOUSING DEVELOPMENT ALLIANCE INC
Apr 6, 2017	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	56 LORENE LN, CHAVIES, KY 41727-8300
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 247, VICCO, KY 41773-0247

Mortgage

Document Number	000417/115
Date	Apr 3, 2017
Book Page	417/115

Lender

Name	HYDEN CITIZENS BANK
Type	Bank
Address	HYDEN, KY 41749

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	56 LORENE LN, CHAVIES, KY 41727-8300
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000417/207
Date	Apr 6, 2017
Book Page	417/207

Lender

Name	HOUSING DEVELOPMENT ALLIANCE INC
Type	Non-Lending Institution
Address	HAZARD, KY 41702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 24, 2027

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	56 LORENE LN, CHAVIES, KY 41727-8300
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000417/199
Date	Apr 6, 2017
Book Page	417/199

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	455 Months
Due	Mar 23, 2055

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (+60.69%)	$130,000 (+60.69%)
2025		$80,900 (-37.77%)	$80,900 (-37.77%)
2023	$869.00 Homeowner's exemption Disabled Person's exemption	$130,000 Land $15,000 Building $115,000	$130,000 Land $15,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

May also be available: Spectrum, Windstream.

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