38 Lorene Ln, Chavies, KY 41727 Property Records

Perry County property record for 38 Lorene Ln, Chavies, KY 41727

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 2018
Lot Size	0.384 acres (16,759 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jul 2022)
Tax Bill	$1,456 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-00 00 002.29`

Property Details

APN / Parcel Number

Primary APN	`070-00 00 002.29`
Alternative APNs	`31133` `34724`

Interior

Building Area	1,188 sqft Building Perimeter

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	16,759 sqft

Location & Zoning

Account Number	34724
Street Address	38 LORENE LN
City	CHAVIES
State	KY
Zip	41727-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 423 PG 176 7-18-2022
Jurisdiction	PERRY KY
Township / Civil Division	DICE
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

38 Lorene Ln is owned and occupied by an individual who bought it in July 2022.

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 LORENE LN, CHAVIES, KY 41727-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED FINANCIAL GROUP LLC
Jul 5, 2018	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	2022258480
Deed Book / Page	423 / 176
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Jul 18, 2022
Property Address	38 LORENE LN, CHAVIES, KY 41727-8300
Document Number	000423/176
Book / Page	423 / 176
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 LORENE LN, CHAVIES, KY 41727-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LORENE LN, CHAVIES, KY 41727-8300

Mortgage

Document Number	0000482476
Date	Jul 18, 2022
Instrument	482/476

Lender

Name	UNITED FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PERRY KY
Recording Date	Jul 5, 2018
Property Address	38 LORENE LN, CHAVIES, KY 41727-8300
Document Number	000399/300
Book / Page	399 / 300
Instrument Date	Jul 3, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7284, HAZARD, KY 41702-7284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LORENCE LANE, CHAVIES, KY 41727-8300

Mortgage

Document Number	0000043268
Date	Jul 5, 2018
Instrument	432/68

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 3, 2051

Mortgage

Document Number	0000432/76
Date	Jul 5, 2018
Book Page	432/76

Lender

Name	FAHE INC
Type	Non-Lending Institution
Address	BEREA, KY 40403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-)	$140,000 (-)
2025		$140,000	$140,000
2023	$1,456.00	$140,000 Land $20,000 Building $120,000	$140,000 Land $20,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Lorene Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Lorene Ln is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 96% of Kentucky
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

May also be available: Spectrum, Windstream.

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