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56 Lora Dr, Warne, NC 28909 Property Records

Clay County property record for 56 Lora Dr, Warne, NC 28909 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 798 sqft · built 1980
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Jul 2018)
Tax Bill$412 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN543900615288

Property Details

APN / Parcel Number

Primary APN543900615288
Alternative APN
  • 7116302

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area798 sqft Heated Area

Exterior

Year BuiltBuilt 1980
Lot Area104,544 sqft (2.4 acres)

Location & Zoning

Account Number7116302
Street Address56 LORA DR
CityWARNE
StateNC
Zip28909-8707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 SCENIC ROAD
Legal Lot Number18
JurisdictionCLAY NC
Township / Civil DivisionBRASSTOWN
Census Block Group1
Census Block1021
Census Tract950201

Owner

Source: Clay County records · APN 543900615288

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address416 FORD RD, WARNE, NC 28909-8704
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Deed Document Number0000004222
Deed Book / Page422 / 2
Record UpdatedJun 08, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateJul 11, 2018
Property Address56 LORA DR, WARNE, NC 28909-8707
Document Number422/0002
Book / Page422 / 0002
Map ReferenceCAB 2 SL 25
Instrument DateJul 09, 2018
Instrument2018001556
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address768 OWASSO ST, 768, DAYTONA BEACH, FL 32114-3949

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 FORD RD, WARNE, NC 28909-8704

Mortgage

Document Number2018001557
DateJul 11, 2018
Instrument2018001557
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$412.00 (+32.05%)$65,300 (-) Land $24,100 Building $41,200$65,300 (-) Land $24,100 Building $41,200
2023$312.00$65,300 Land $24,100 Building $41,200$65,300 Land $24,100 Building $41,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 89% of North Carolina
Wildfire LikelihoodAbout 1 in 375 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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