245 Lora Dr, Warne, NC 28909 Property Records

Clay County property record for 245 Lora Dr, Warne, NC 28909 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,200 sqft Heated Area
Lot Size	126,324 sqft (2.9 acres)
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`543900622395`
Alternative APN	`4146302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Heated Area

Exterior

Year Built	Built 1976
Lot Area	126,324 sqft (2.9 acres)

Location & Zoning

Account Number	4146302
Street Address	245 LORA DR
City	WARNE
State	NC
Zip	28909-9740
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 43 KIRK AUCT PROP
Legal Lot Number	43
Jurisdiction	CLAY NC
Minor Civil Division	BRASSTOWN
Census Blockgroup	1
Census Block	1021
Census Tract	950201

Owner

Source: Clay County records · APN 543900622395

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 LORA DR, WARNE, NC 28909-9740
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000012842
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,800 (-) Land $37,400 Building $82,400	$119,800 (-) Land $37,400 Building $82,400
2023	$95.00	$119,800 Land $37,400 Building $82,400	$119,800 Land $37,400 Building $82,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	About 1 in 380 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.