56 Frosty Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 56 Frosty Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2017
Lot Size	0.192 acres (8,368 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2023)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T150300026`

Property Details

APN / Parcel Number

Primary APN	`T150300026`
Alternative APN	`4-0021-C156-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,368 sqft (0.192 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T150300026
Street Address	56 FROSTY BROOK CT
City	O FALLON
State	MO
Zip	63366-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-A LOT 6
Legal Subdivision	BROOKSIDE VLG A #2-A
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	312095

Owner

56 Frosty Brook Ct is owned and occupied by two individuals who acquired it in August 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Sep 8, 2023	Warranty Deed, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Sep 8, 2023
Deed Document Number	202339583
Last Transfer Date	Aug 22, 2025
Transfer Doc	0000036919
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2023
Property Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0000039583
Map Reference	MB 48 PG 19
Instrument Date	Sep 20, 2023
Instrument	2023R-039583
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914

Mortgage

Document Number	0000039584
Date	Sep 26, 2023
Instrument	2023R-039584

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 8, 2023
Property Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0000036941
Map Reference	MB 48 PG 19
Instrument Date	Jul 21, 2023
Instrument	2023R-036941
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	56 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0000076824
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 FROSTY BROOK CT COTTLEVILLE MO 633664914, COTTLEVILLE, MO 63366-4914

Mortgage

Document Number	0000076824
Date	Oct 13, 2020
Instrument	76824

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 56 Frosty Brook Ct was $4,169.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,664 (-)	$329,810 (-) Land $52,500 Building $277,310
2025	$4,169.00	$62,664	$329,810 Land $52,500 Building $277,310
2023		$58,720
2022			$309,054 Land $37,500 Building $271,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 Frosty Brook Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Frosty Brook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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