52 Frosty Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 52 Frosty Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,247 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$292,271 (Aug 2017)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T150300028`

Property Details

APN / Parcel Number

Primary APN	`T150300028`
Alternative APN	`4-0021-C156-00-0008.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,247 sqft Living Area
Basement Area	1,430 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick/Stone
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T150300028
Street Address	52 FROSTY BROOK CT
City	O FALLON
State	MO
Zip	63366-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG A #2-A LOT 8
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG A #2-A
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	312095

Owner

52 Frosty Brook Ct is owned and occupied by two individuals who bought it in August 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 28, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit BUSINESS BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Deed Document Number	0067972228
Deed Book / Page	6797 / 2228
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012536
Date	Apr 4, 2024
Instrument	2024R-012536

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Sep 1, 2047

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914

Mortgage

Document Number	0000063611
Date	Dec 1, 2022
Instrument	2022R-063611

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Sep 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0000063458
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 FROSTY BROOK CT O FALLON MO 633664914, O FALLON, MO 63366-4914

Mortgage

Document Number	0000063458
Date	Sep 1, 2020
Instrument	63458

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 31, 2047

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 28, 2017
Property Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0067972228
Book / Page	006797 / 002228
Instrument Date	Aug 25, 2017
Instrument	539670
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2017
Title Company	ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 FROSTY BROOK CT O FALLON MO 633664914, O FALLON, MO 63366-4914

Mortgage

Document Number	67972230
Date	Aug 28, 2017
Book Page	006797/002230
Instrument	539680

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	52 FROSTY BROOK CT, O FALLON, MO 63366-4914
Document Number	0067271471
Book / Page	006727 / 001471
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904

Mortgage

Document Number	0067271471
Date	Apr 14, 2017
Book Page	006727/001471
Instrument	222980

Lender

Name	BUSINESS BK/ST LOUIS
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 52 Frosty Brook Ct was $5,928.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,928.00	$89,367	$470,354 Land $52,500 Building $417,854
2023		$83,761
2022			$440,847 Land $37,500 Building $403,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 52 Frosty Brook Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Frosty Brook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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