56 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 56 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,234 sqft · built 2010
Owner	Individual Name on Record
Last Sale	$261,368 (Feb 2022)
Tax Bill	$2,038 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`723-03056-000`

Property Details

APN / Parcel Number

Primary APN	`723-03056-000`
Alternative APN	`29180`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	1,366 sqft
2nd Floor Area	589 sqft
Upper Floors Area	868 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2010
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	56 EARNHARDT CIR
City	CABOT
State	AR
Zip	72023-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:56 CITY/MUNI/TWP:CABOT SUBD:SOUTHERN COMFORT ESTATES I SEC/TWN/RNG/MER:SEC 30 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	SOUTHERN COMFORT ESTATES I
Legal Lot Number	56
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1019
Census Tract	20206

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	56 EARNHARDT CIR, CABOT, AR 72023-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 9, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK
Jul 22, 2019	Grant Deed, Transfer · Line of Credit FIRST SEC BK
Sep 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2022-02276
Deed Book / Page	2022 / 2276
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 25, 2022
Property Address	56 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000002276
Book / Page	2022 / 2276
Instrument Date	Feb 18, 2022
Instrument	2022-02276
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 EARNHARDT CIR, 56, CABOT, AR 72023-5048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 EARNHARDT CIR, CABOT, AR 72023-5048

Mortgage

Document Number	0202202277
Date	Feb 25, 2022
Instrument	2022-02277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	56 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000003612
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 HUNTERS CHASE DR CABOT AR 720236057, CABOT, AR 72023-6057

Mortgage

Document Number	0000003612
Date	Apr 14, 2020
Instrument	3612

Lender

Name	FIRST SEC BK
Type	Bank
Address	CABOT, AR 72023-1290

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 13, 2025

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 22, 2019
Property Address	56 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000007087
Instrument Date	Jul 10, 2019
Instrument	7087
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 13 CABOT AR 720230013, CABOT, AR 72023-0013

Mortgage

Document Number	7088
Date	Jul 22, 2019
Instrument	7088

Lender

Name	FIRST SEC BK
Type	Bank
Address	CABOT, AR 72023-1290

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 21, 2024

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 26, 2018
Property Address	56 EARNHARDT CIR, CABOT, AR 72023-5048
Document Number	0000009466
Instrument Date	Sep 21, 2018
Instrument	9466
Transaction Type	Foreclosure
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$461.56
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,040 (-) Land $5,500 Building $34,540
2024	$2,038.00
2023	$2,038.00	$40,040 Land $5,500 Building $34,540	$200,200 Land $27,500 Building $172,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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