55 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 55 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,658 sqft · built 2007
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,459 (Dec 2014)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`723-03054-000`

Property Details

APN / Parcel Number

Primary APN	`723-03054-000`
Alternative APN	`29178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	2,350 sqft
Upper Floors Area	308 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	544 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	106 sqft
Porch	Open Porch
Porch Area	298 sqft
Patio Area	448 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	55 EARNHARDT CIR
City	CABOT
State	AR
Zip	72023-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	SOUTHERN COMFORT ESTATES I
Legal Block	1
Legal Lot Number	54
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1016
Census Tract	20206

Owner

Source: Lonoke County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 EARNHARDT CIR, CABOT, AR 72023-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSERVICE COMMUNITY FEDERAL CREDIT UNION
Aug 5, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 19, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage TRUSERVICE CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Book / Page	2014 / 12207
Last Transfer Date	Apr 10, 2018
Transfer Doc	0000003628
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Aug 28, 2026
Property Address	55 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000009156
Instrument Date	Aug 17, 2026
Instrument	20269156
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 EARNHARDT CIR, CABOT, AR 72023-5047

Mortgage

Document Number	0000009156,
Date	Aug 28, 2026
Instrument	20269156

Lender

Name	TRUSERVICE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	55 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000008145
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047

Mortgage

Document Number	0000008145
Date	Aug 16, 2019
Instrument	8145

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 19, 2018
Property Address	55 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number	0000003628
Instrument Date	Apr 15, 2018
Instrument	3628
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 EARDHART CIR CABOT AR 72023, CABOT, AR 72023

Mortgage

Document Number	3629
Date	Apr 19, 2018
Instrument	3629

Lender

Name	TRUSERVICE CMNTY FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2028

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (+27.64%) Homeowner's exemption	$45,380 (-) Land $5,500 Building $39,880	$226,900 (-) Land $27,500 Building $199,400
2024	$1,809.00 (-3.98%)
2023	$1,884.00 Homeowner's exemption	$45,380 Land $5,500 Building $39,880	$226,900 Land $27,500 Building $199,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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