Henderson County property record for 56 E Chippendale Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1987 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (May 2023) |
| Tax Bill | $1,343 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9631603707 |
| Primary APN | 9631603707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Heated Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9929986 |
|---|---|
| Street Address | 56 E CHIPPENDALE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9929986~MR |
| Legal Description | WEDGEWOOD LOPT13 & 14 PLC-368 |
| Legal Subdivision | WEDGEWOOD (2775) |
| Legal Block | 60 |
| Legal Lot Number | 3707 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930702 |
Source: Henderson County records · APN 9631603707
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jan 06, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Feb 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jul 09, 2013 · Amount on Record |
| Deed Document Number | 2023997982 |
| Deed Book / Page | 4045 / 316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 18, 2023 |
| Property Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Document Number | 0040450316 |
| Book / Page | 4045 / 316 |
| Map Reference | CAB C SL 368 |
| Instrument Date | May 18, 2023 |
| Instrument | 1000997982 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 FLOYD BERRIER DR, KERNERSVILLE, NC 27284-8700 |
| Name | Verified Name |
|---|---|
| Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Document Number | 1000997983 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 1000997983 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0039950654 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 3995/654 |
| Instrument | 991055 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036300589 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 3630/589 |
| Instrument | 942057 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 10, 2020 |
| Property Address | 56 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8518 |
| Document Number | 0034480665 |
| Book / Page | 003448 / 000665 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 919505 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 E CHIPPENDALE DR MILLS RIVER NC 287598518, MILLS RIVER, NC 28759-8518 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,600 (-) Land $72,800 Building $238,800 | ||
| 2025 | $1,343.00 | ||
| 2023 | $311,600 Land $72,800 Building $238,800 | $311,600 Land $72,800 Building $238,800 |
Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 62 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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