114 E Chippendale Dr, Mills River, NC 28759 Property Records

Henderson County property record for 114 E Chippendale Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1988
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Mar 2015)
Tax Bill$1,357 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN9631615230

Property Details

APN / Parcel Number

Primary APN9631615230
Alternative APNs
  • 00963161523055
  • 9930482

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,680 sqft Heated Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Garage Area708 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area213 sqft
Patio Area352 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9930482
Street Address114 E CHIPPENDALE DR
CityMILLS RIVER
StateNC
Zip28759-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9930482~MR
Legal DescriptionWEDGEWOOD LO9 PLC-368
Legal SubdivisionWEDGEWOOD (2775)
Legal Block61
Legal Lot Number5230
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group2
Census Block2022
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Deed Document Number2015818731
Deed Book / Page1611 / 194
Last Transfer DateJan 12, 2017
Transfer Doc0030050253
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address114 E CHIPPENDALE DR, MILLS RIVER, NC 28759-8519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035850079
DateOct 22, 2020
Book Page3585/79
Instrument936367
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressARDEN, NC 28704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,000 (-) Land $64,000 Building $251,000
2025$1,357.00$315,000 (-) Land $64,000 Building $251,000
2023$315,000 Land $64,000 Building $251,000$315,000 Land $64,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2009–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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