56 Cottage Ave, Chico, CA 95926 Property Records

Butte County property record for 56 Cottage Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,302 sqft · built 1954
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$305,500 (Jan 2018)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`015-310-006-000`

Property Details

APN / Parcel Number

Primary APN	`015-310-006-000`
Alternative APN	`015-310-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Septic

Location & Zoning

Old Parcel Number	015-310-006
Street Address	56 COTTAGE AVE
City	CHICO
State	CA
Zip	95926-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 & PTN LOT 13 COTTAGE PARK
Legal Subdivision	COTTAGE PARK
Legal Lot Number	14,13
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	104

Owner

56 Cottage Ave is owned and occupied by an individual who bought it in January 2018.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HM LNS
Apr 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 5, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 17, 2017	Grant Deed, Transfer OS NATIONAL LLC
May 24, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	2018332
Prior Transfer Date	Mar 26, 2001
Prior Transfer Doc	0000012755
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Document Number	0000031608
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 COTTAGE AVE CHICO CA 959261304, CHICO, CA 95926-1304

Mortgage

Document Number	0000031608
Date	Aug 10, 2020
Instrument	31608

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2040

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Document Number	0000022106
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 COTTAGE AVE CHICO CA 959261304, CHICO, CA 95926-1304

Mortgage

Document Number	0000022106
Date	May 3, 2019
Instrument	22106

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 5, 2018
Property Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Document Number	0000000332
Instrument Date	Dec 29, 2017
Instrument	332
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 COTTAGE AVE CHICO CA 959261304, CHICO, CA 95926-1304

Mortgage

Document Number	333
Date	Jan 5, 2018
Instrument	333

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 17, 2017
Property Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Document Number	0000037013
Instrument Date	Oct 12, 2017
Instrument	37013
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10232 DORMER PASS #4 TRUCKEE CA 96161, 4, TRUCKEE, CA 96161

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUTTE CA
Recording Date	May 24, 2017
Property Address	56 COTTAGE AVE, CHICO, CA 95926-1304
Document Number	0000017806
Instrument Date	May 17, 2017
Instrument	17806
Transaction Type	Foreclosure
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	56 COTTAGE AVE CHICO CA 959261304, CHICO, CA 95926-1304

Tax Assessment & Valuation

The 2025 property tax bill for 56 Cottage Ave was $4,024.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,553 (+2%) Land $174,084 Building $180,469
2025	$4,024.00	$347,602 Land $170,671 Building $176,931
2024			$364,230
2023	$3,727.00 (+1.64%)	$334,106 Land $164,045 Building $170,061
2022	$3,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Cottage Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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