27 Cottage Ave, Chico, CA 95926 Property Records

Butte County property record for 27 Cottage Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,528 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Feb 2021)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2018 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`015-310-015-000`

Property Details

APN / Parcel Number

Primary APN	`015-310-015-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	27 COTTAGE AVE
City	CHICO
State	CA
Zip	95926-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PTN LOT 15 COTTAGE PARK
Legal Subdivision	COTTAGE PARK
Legal Lot Number	15
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	104

Owner

27 Cottage Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 COTTAGE AVE, CHICO, CA 95926-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2018	Grant Deed, Transfer TIMIOS TITLE INC
Aug 23, 2017	Quit Claim Deed, Transfer TIMIOS TITLE INC
Aug 23, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	20219023
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0000009023
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 24, 2021
Property Address	27 COTTAGE AVE, CHICO, CA 95926-1303
Document Number	0000009023
Map Reference	MB 18 PG 39&40
Instrument Date	Jan 28, 2021
Instrument	2021-0009023
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 COTTAGE AVE, CHICO, CA 95926-1303

Mortgage

Document Number	0000009024
Date	Feb 24, 2021
Instrument	2021-0009024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 31, 2018
Property Address	27 COTTAGE AVE, CHICO, CA 95926-1303
Document Number	0000004260
Instrument Date	Jan 26, 2018
Instrument	4260
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Tax	$5.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 COTTAGE AVE CHICO CA 959261303, CHICO, CA 95926-1303

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 23, 2017
Property Address	27 COTTAGE AVE, CHICO, CA 95926-1303
Document Number	0000029345
Instrument Date	Aug 22, 2017
Instrument	29345
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2492 VILLA VISTA DR BUTTE VALLEY CA 959658900, BUTTE VALLEY, CA 95965-8900

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 23, 2017
Property Address	27 COTTAGE AVE, CHICO, CA 95926-1303
Document Number	0000029346
Instrument Date	Aug 21, 2017
Instrument	29346
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 COTTAGE AVE CHICO CA 959261303, CHICO, CA 95926-1303

Mortgage

Document Number	29347
Date	Aug 23, 2017
Instrument	29347

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27 Cottage Ave was $3,429.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,748 (+2%) Land $150,874 Building $150,874
2025	$3,429.00	$295,832 Land $147,916 Building $147,916
2024			$356,310
2023	$3,174.00 (+1.63%)	$284,346 Land $142,173 Building $142,173
2022	$3,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Cottage Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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