56 Chestnut St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 56 Chestnut St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,442 sqft · built 1895
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,999 (Aug 2022)
Tax Bill	$14,890 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00306-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00306-0000-00005`
Alternative APNs	`120030600005` `07041`

Interior

Stories	2 Stories
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	56 CHESTNUT ST
City	MILLBURN
State	NJ
Zip	07041-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X150
Legal Subdivision	WYOMING
Legal Block	306
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3009
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 CHESTNUT ST, MILLBURN, NJ 07041-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	May 26, 1989 · Amount on Record
Deed Document Number	202279266
Record Updated	Sep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 25, 2022
Property Address	56 CHESTNUT ST, MILLBURN, NJ 07041-2004
Document Number	0000079266
Instrument Date	Aug 1, 2022
Instrument	2022079266
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	NOT AVAILABLE, ALLIED TITLE LLC SUITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1099 LAKESIDE DR E, 1099, HIGHLAND LAKES, NJ 07422-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CHESTNUT ST, MILLBURN, NJ 07041-2004

Mortgage

Document Number	0000079267
Date	Aug 25, 2022
Instrument	2022079267

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	56 CHESTNUT ST, MILLBURN, NJ 07041-2004
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	MODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021099351
Date	Aug 12, 2021
Instrument	2021099351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,500 (-) Land $458,200 Building $279,300	$737,500 (-) Land $458,200 Building $279,300
2025	$14,890.00 (+1.87%)	$737,500 (-) Land $458,200 Building $279,300	$737,500 (-) Land $458,200 Building $279,300
2024	$14,617.00 (+2.01%)
2023		$737,500 Land $458,200 Building $279,300	$737,500 Land $458,200 Building $279,300
2022	$14,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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