51 Chestnut St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 51 Chestnut St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 1927
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$1,180,000 (Oct 2020)
Tax Bill	$19,724 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00307-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-00307-0000-00004`
Alternative APNs	`120030700004` `07041`

Interior

Stories	2 Stories
Building Area	2,780 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stucco
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	51 CHESTNUT ST
City	MILLBURN
State	NJ
Zip	07041-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55X150
Legal Block	307
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3006
Census Tract	20200

Owner

51 Chestnut St is owned and occupied by two individuals who bought it in October 2020.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 CHESTNUT ST, MILLBURN, NJ 07041-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 2, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Aug 9, 2016 · Amount on File
Deed Document Number	2020105659
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 CHESTNUT ST, MILLBURN, NJ 07041-2003
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	REALSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105667
Date	Oct 26, 2020
Instrument	2020105667

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	51 CHESTNUT ST, MILLBURN, NJ 07041-2003
Document Number	0000105667
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 CHESTNUT ST MILLBURN NJ 070412003, MILLBURN, NJ 07041-2003

Mortgage

Document Number	0000105667
Date	Oct 26, 2020
Instrument	105667

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 51 Chestnut St was $19,724, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$976,900 (-) Land $458,900 Building $518,000	$976,900 (-) Land $458,900 Building $518,000
2025	$19,724.00 (+1.87%)	$976,900 Land $458,900 Building $518,000	$976,900 Land $458,900 Building $518,000
2024	$19,362.00
2023		$976,900 Land $458,900 Building $518,000	$976,900 Land $458,900 Building $518,000
2022	$18,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Chestnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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