48 Cedar St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 48 Cedar St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,234 sqft · built 1890
Lot Size	0.121 acres (5,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2019)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:319 S:006`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:319 S:006`
Alternative APN	`LYNN M:054 B:319 L:006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	2,059 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,253 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 CEDAR ST
City	LYNN
State	MA
Zip	01905-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	BAKER CIRCLE DEV CORPO
Legal Block	319
Legal Lot Number	6
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	205900

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 CEDAR ST, LYNN, MA 01905-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit METRO CU
May 14, 2019	Quit Claim Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Dec 30, 2003 · Amount on Record
Deed Document Number	20193250
Deed Book / Page	37508 / 355
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	48 CEDAR ST, LYNN, MA 01905-1609
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042953-1
Date	Sep 17, 2025
Book Page	42953/1
Instrument	20250917001950

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 14, 2019
Property Address	48 CEDAR ST, LYNN, MA 01905-1609
Document Number	37508-355
Book / Page	037508 / 000355
Instrument Date	May 6, 2019
Instrument	1905143250
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 CEDAR ST LYNN MA 019051609, LYNN, MA 01905-1609

Mortgage

Document Number	37508-357
Date	May 14, 2019
Book Page	037508/000357
Instrument	1905143260

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,026.00 (+4.4%)	$485,100 (+6.1%) Land $197,000 Building $288,100	$529,720
2024	$4,814.00 (+3.42%)	$457,200 (+9.51%) Land $185,100 Building $272,100
2023	$4,655.00	$417,500 Land $179,300 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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