56 Bear Wallow Gap Ln, Carthage, TN 37030 Property Records

Smith County property record for 56 Bear Wallow Gap Ln, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,085 sqft · built 2000
Lot Size	14.8 acres (645,995 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Feb 2022)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-057.12`

Property Details

APN / Parcel Number

Primary APN	`031-057.12`
Alternative APNs	`0203103105712` `080031 05712`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	930 sqft
Upper Floors Area	225 sqft
Basement Area	930 sqft
Finished Basement	930 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	645,995 sqft (14.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	192 sqft
Deck Area	390 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	56 BEAR WALLOW GAP LN
City	CARTHAGE
State	TN
Zip	37030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 PG 337 PB 3 PG 337 TRS 8 & 9 CAB B SLIDE 36
Legal Subdivision	BK 3 PG 337
Legal Tract	8,9
Jurisdiction	SMITH TN
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	975000

Owner

Source: Smith County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST
Feb 28, 2022	Intrafamily Transfer, Transfer
Nov 1, 2017	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	2022714
Deed Book / Page	422 / 293
Prior Transfer Date	Feb 4, 2022
Prior Transfer Doc	0000422291
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Feb 28, 2022
Property Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Document Number	0000422293
Book / Page	422 / 293
Map Reference	MB 3 PG 337 SL B-36
Instrument Date	Feb 18, 2022
Instrument	22000714
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030

Mortgage

Document Number	0022000715
Date	Feb 28, 2022
Instrument	22000715

Lender

Name	WILSON BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TN
Recording Date	Feb 28, 2022
Property Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Document Number	0000422291
Book / Page	422 / 291
Map Reference	MB 3 PG 337
Instrument Date	Feb 4, 2022
Instrument	22000713
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEAR MALLOW GAP LN, CARTHAGE, TN 37030

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Nov 1, 2017
Property Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Document Number	0000328312
Book / Page	328 / 312
Map Reference	MB 3 PG 337
Instrument Date	Oct 26, 2017
Instrument	17003043
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEAR WALLOW GAP LN, CARTHAGE, TN 37030

Mortgage

Document Number	0017003044
Date	Nov 1, 2017
Instrument	17003044

Lender

Name	HOME MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (-3.67%)	$95,500 (-) Land $37,075 Building $58,425	$382,000 (-) Land $148,300 Building $233,700
2023		$95,500 (+45.3%) Land $37,075 Building $58,425
2022		$65,725 Land $13,275 Building $52,450	$382,000 Land $148,300 Building $233,700
2019	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORDELL HULL UTILITY DISTRICT serves 3,220 people · EPA ID TN0000096
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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