2 Bear Wallow Gap Ln, Carthage, TN 37030 Property Records

Smith County property record for 2 Bear Wallow Gap Ln, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	1 ba · 892 sqft · built 1920
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Aug 2001)
Tax Bill	$438 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031-045.00`

Property Details

APN / Parcel Number

Primary APN	`031-045.00`
Alternative APNs	`0203103104500` `080031 04500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	230 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2 BEAR WALLOW GAP LN
City	CARTHAGE
State	TN
Zip	37030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150 X 230 BOUNDARY DEED
Jurisdiction	SMITH TN
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	975000

Owner

Source: Smith County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on Record
Deed Sale	Aug 7, 2001 · Amount on Record
Prior Sale	Nov 10, 1995
Deed Book / Page	40 / 481
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	2 BEAR WALLOW GAP LN, CARTHAGE, TN 37030
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BEAR WALLOW GAP LANE, CARTHAGE, TN 37030

Mortgage

Document Number	0000422264
Date	Feb 28, 2022
Book Page	422/264
Instrument	22000700

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	CARTHAGE, TN 37030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00 (+9.23%)	$25,250 (-) Land $2,700 Building $22,550	$101,000 (-) Land $10,800 Building $90,200
2023		$25,250 (+3.7%) Land $2,700 Building $22,550
2022		$24,350 Land $2,700 Building $21,650	$101,000 Land $10,800 Building $90,200
2019	$401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORDELL HULL UTILITY DISTRICT serves 3,220 people · EPA ID TN0000096
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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