56 Banner Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 56 Banner Ave, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1959
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2022)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 104.16-10-3`

Property Details

APN / Parcel Number

Primary APN	`145203 104.16-10-3`
Alternative APN	`52031041600010003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	127 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	56 BANNER AVE
City	LANCASTER
State	NY
Zip	14086-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	10
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.16-10-3

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56 BANNER AVE, LANCASTER, NY 14086-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Deed Document Number	20222022210736
Deed Book / Page	11410 / 1869
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 04, 2022
Property Address	56 BANNER AVE, LANCASTER, NY 14086-1902
Document Number	0114101869
Book / Page	11410 / 1869
Instrument Date	Oct 20, 2022
Instrument	2022210736
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 BLACK WALNUT DR, SPRINGBORO, OH 45066-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BANNER AVE, LANCASTER, NY 14086-1902

Mortgage

Document Number	0140736722
Date	Nov 04, 2022
Book Page	14073/6722
Instrument	2022210737

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (-69.55%)	$135,000 (-) Land $24,100 Building $110,900	$210,938 (+12.5%) Land $37,656 Building $173,282
2024	$5,150.00	$135,000 (-) Land $24,100 Building $110,900	$187,500 (+4.17%) Land $33,472 Building $154,028
2023		$135,000 Land $24,100 Building $110,900	$180,000 Land $32,133 Building $147,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 6 of 7 on primary residences
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.