55 Banner Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 55 Banner Ave, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1959
Lot Size	0.159 acres (6,912 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2024)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.16-9-33`

Property Details

APN / Parcel Number

Primary APN	`145203 104.16-9-33`
Alternative APN	`52031041600009033000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,912 sqft (0.159 acres)
Lot Dimensions	127 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 BANNER AVE
City	LANCASTER
State	NY
Zip	14086-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC 7 503 43 PTS 41&45 54 X 127.1
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	9
Legal Lot Number	33.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.16-9-33

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7021 CLINTON ST, ELMA, NY 14059-9720
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	20242024182581
Deed Book / Page	11437 / 6271
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 BANNER AVE, LANCASTER, NY 14086-1901
Document Number	0139174608
Instrument Date	Oct 09, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BANNER AVE LANCASTER NY 140861901, LANCASTER, NY 14086-1901

Mortgage

Document Number	0139174608
Date	Nov 02, 2019
Book Page	013917/004608

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 01, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (-64.66%)	$135,000 (-) Land $23,600 Building $111,400	$210,938 (+12.5%) Land $36,875 Building $174,063
2024	$4,564.00	$135,000 (-) Land $23,600 Building $111,400	$187,500 (+4.17%) Land $32,778 Building $154,722
2023		$135,000 Land $23,600 Building $111,400	$180,000 Land $31,467 Building $148,533

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 6 of 7 on primary residences
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004, other causes

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.