56 5th Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 56 5th Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,661 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2007)
Tax Bill	$6,785 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D09980`

Property Details

APN / Parcel Number

Primary APN	`D09980`
Alternative APNs	`LOWE M:81 B:2315 L:56` `M:000081 T:D09980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,661 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	1,052 sqft
Basement Area	980 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	D09980
Street Address	56 5TH AVE
City	LOWELL
State	MA
Zip	01854-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Subdivision	PAWTUCKETVILLE
Legal Block	2315
Legal Lot Number	56
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3008
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 5TH AVE, LOWELL, MA 01854-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JEANNE D'ARC CREDIT UNION
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CREDIT UNION
Mar 29, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU
Nov 30, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	200710825
Deed Book / Page	21019 / 105
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 3, 2026
Property Address	56 5TH AVE, LOWELL, MA 01854-2314
Document Number	0000017154
Book / Page	40102 / 25
Instrument Date	May 29, 2026
Instrument	202617154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 5TH AVE, LOWELL, MA 01854-2314

Mortgage

Document Number	0040102-25,
Date	Jun 3, 2026
Book Page	40102/25
Instrument	202617154

Lender

Name	JEANNE D'ARC CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 3, 2026
Property Address	56 5TH AVE, LOWELL, MA 01854-2314
Document Number	0000017153
Book / Page	40102 / 1
Instrument Date	May 29, 2026
Instrument	202617153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 5TH AVE, LOWELL, MA 01854-2314

Mortgage

Document Number	00040102-1,
Date	Jun 3, 2026
Book Page	40102/1
Instrument	202617153

Lender

Name	JEANNE D'ARC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	56 5TH AVE, LOWELL, MA 01854-2314
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038398-120
Date	Mar 29, 2024
Book Page	38398/120
Instrument	8139

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	56 5TH AVE, LOWELL, MA 01854-2314
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036563-189
Date	Nov 30, 2021
Book Page	36563/189
Instrument	69235

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	56 5TH AVE, LOWELL, MA 01854-2314
Document Number	32090-207
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 5TH AVE LOWELL MA 018542314, LOWELL, MA 01854-2314

Mortgage

Document Number	32090-207
Date	May 23, 2018
Book Page	032090/000207
Instrument	20538

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2038

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,785.00 (+6.4%)	$597,800 (+7.61%) Land $181,700 Building $416,100	$597,569 (+13.21%)
2025	$6,377.00 (+6.98%)	$555,500 (+10.99%) Land $169,900 Building $385,600	$527,820 (+2.7%)
2024	$5,961.00 (+7.48%)	$500,500 (+12.09%) Land $137,000 Building $363,500	$513,950
2023	$5,546.00	$446,500 Land $111,900 Building $334,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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