20 5th Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 20 5th Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,457 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jan 2020)
Tax Bill	$7,116 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G02290`

Property Details

APN / Parcel Number

Primary APN	`G02290`
Alternative APNs	`LOWE M:81 B:2315 L:20` `M:000081 T:G02290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	5,464 sqft
1st Floor Area	1,303 sqft
Attic	Attic
Attic Area	1,036 sqft
Basement Area	1,223 sqft
Unfinished Basement	887 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	G02290
Street Address	20 5TH AVE
City	LOWELL
State	MA
Zip	01854-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	2315
Legal Lot Number	20
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	310602

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 5TH AVE, LOWELL, MA 01854-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage BROOKLINE BANK
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jan 7, 2020	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Oct 25, 1985 · Amount on Record
Deed Document Number	2020892
Deed Book / Page	33729 / 185
Prior Transfer Date	Jan 6, 2020
Prior Transfer Doc	33729-185
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	20 5TH AVE, LOWELL, MA 01854-2312
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039525-143
Date	Sep 18, 2025
Book Page	39525/143
Instrument	29352

Lender

Name	BROOKLINE BANK

Agreement

Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	20 5TH AVE, LOWELL, MA 01854-2312
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039432-242
Date	Aug 5, 2025
Book Page	39432/242
Instrument	24287

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	20 5TH AVE, LOWELL, MA 01854-2312
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035347-196
Date	Feb 17, 2021
Book Page	35347/196
Instrument	9805

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 7, 2020
Property Address	20 5TH AVE, LOWELL, MA 01854-2312
Document Number	33729-185
Book / Page	33729 / 185
Instrument Date	Jan 6, 2020
Instrument	892
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 5TH AVE, LOWELL, MA 01854-2312

Mortgage

Document Number	893
Date	Jan 7, 2020
Instrument	893

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,116.00 (+7.95%)	$627,000 (+9.2%) Land $183,600 Building $443,400	$618,881 (+4.82%)
2025	$6,592.00 (+2.28%)	$574,200 (+6.12%) Land $171,600 Building $402,600	$590,425 (+3.58%)
2024	$6,445.00 (+6.99%)	$541,100 (+11.57%) Land $138,400 Building $402,700	$570,000
2023	$6,024.00	$485,000 Land $113,000 Building $372,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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