5598 Hammermill Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 5598 Hammermill Dr, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,250 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (May 2013)
Tax Bill$2,581 (2023)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN02040F0122.000000

Property Details

APN / Parcel Number

Primary APN02040F0122.000000
Alternative APNs
  • 5518 11 6380
  • 18622

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,250 sqft Living Area
Gross Area3,798 sqft
1st Floor Area1,430 sqft
Upper Floors Area1,820 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions121 ft deep x 61 ft wide
Garage TypeFinished
Garage Area380 sqft
DrivewayConcrete Driveway
Driveway Area544 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number18622
Street Address5598 HAMMERMILL DR
CityHARRISBURG
StateNC
Zip28075-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLT 122 PROVIDENCE MANOR
Legal SubdivisionPROVIDENCE MANOR
Legal Lot Number122
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group1
Census Block1024
Census Tract42604

Owner

5598 Hammermill Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5598 HAMMERMILL DR, HARRISBURG, NC 28075-3931
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2013 · Amount on File
Deed SaleMay 24, 2013 · Amount on File
Prior SaleDec 28, 2005 · Amount on File
Deed Book / Page10534 / 317
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address5598 HAMMERMILL DR, HARRISBURG, NC 28075-3931
Document Number1411419
Instrument DateApr 7, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5598 HAMMERMILL DR HARRISBURG NC 280753931, HARRISBURG, NC 28075-3931

Mortgage

Document Number1411419
DateApr 14, 2020
Book Page014114/000019
Instrument11027
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 13, 2040

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,400 Land $90,000 Building $304,400
2024$394,400 (+79.52%) Land $90,000 Building $304,400
2023$2,581.00$219,700 Land $38,000 Building $181,700$219,700 Land $38,000 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5598 Hammermill Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims76 (1982–2026)
Claims Outside the SFHA13 of 76
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5598 Hammermill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
AT&T
Fixed Wireless
100 / 20

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