5597 Hammermill Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 5597 Hammermill Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,126 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Oct 2006)
Tax Bill	$3,149 (2023)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02040F0054.000000`

Property Details

APN / Parcel Number

Primary APN	`02040F0054.000000`
Alternative APNs	`5518 11 6191` `108482`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,126 sqft Living Area
Gross Area	4,558 sqft
1st Floor Area	1,909 sqft
Upper Floors Area	2,217 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 46 ft wide
Garage Type	Finished
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	108482
Street Address	5597 HAMMERMILL DR
City	HARRISBURG
State	NC
Zip	28075-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LT 54 PROVIDENCE MANOR
Legal Subdivision	PROVIDENCE MANOR
Legal Lot Number	54
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1023
Census Tract	42604

Owner

5597 Hammermill Dr is owned and occupied by an individual who bought it in October 2006.

Source: Cabarrus County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5597 HAMMERMILL DR, HARRISBURG, NC 28075-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage ALCOVA MORTGAGE LLC
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2006 · Amount on File
Deed Sale	Oct 19, 2006 · Amount on File
Prior Sale	Jul 11, 2006 · Amount on File
Deed Book / Page	7093 / 3
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5597 HAMMERMILL DR, HARRISBURG, NC 28075-3931
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016416167
Date	Mar 22, 2023
Book Page	16416/167

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28256

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5597 HAMMERMILL DR, HARRISBURG, NC 28075-3931
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014334275
Date	Jul 17, 2020
Book Page	14334/275

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5597 HAMMERMILL DR, HARRISBURG, NC 28075-3931
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015625167
Date	Nov 3, 2021
Book Page	15625/167

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,390 (-) Land $90,000 Building $393,390
2025		$483,390 Land $90,000 Building $393,390
2024			$483,390 (+80.35%) Land $90,000 Building $393,390
2023	$3,149.00	$268,030 Land $38,000 Building $230,030	$268,030 Land $38,000 Building $230,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5597 Hammermill Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	76 (1982–2026)
Claims Outside the SFHA	13 of 76
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5597 Hammermill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Hammermill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures