Baldwin County property record for 5597 Bear Point Ave, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,364 sqft · built 2013 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Oct 2013) |
| Deeds & Mortgages | Jun 2017 Line of Credit Mar 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-37-0-002-118 |
| Primary APN | 62-07-37-0-002-118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,364 sqft Heated Area |
| 1st Floor Area | 1,364 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 308290 |
|---|---|
| Street Address | 5597 BEAR POINT AVE |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50' X 100' LOT 526 BEAR POINT ESTATES PB4 PG109 CITY OF ORANGE BEACH GR SEC 37-T8S-R5E (WD-SURVIVORSHIP) |
| Legal Subdivision | BEAR POINT ESTATES |
| Legal Lot Number | 526 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 11414 |
5597 Bear Point Ave is owned and occupied by an individual who bought it in October 2013.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5597 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 26, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2013 · Amount on File |
| Deed Sale | Oct 2, 2013 · Amount on File |
| Deed Document Number | 20131422985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 5597 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001641416 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 1641416 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 5597 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001750223 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 1750223 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 15, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,480 Land $21,500 Building $29,980 | $543,100 Land $226,900 Building $316,200 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $46,480 (+24.34%) | $464,600 (+24.29%) Land $175,000 Building $289,600 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $37,380 | $373,800 Land $129,200 Building $244,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5597 Bear Point Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 20 condo units |
| Nearby Flood Claims | 131 (2004–2020) |
| Claims Outside the SFHA | 10 of 131 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5597 Bear Point Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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