5589 Bear Point Ave, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5589 Bear Point Ave, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 2019
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$554,900 (Sep 2022)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-07-37-0-002-119`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-002-119`
Alternative APNs	`264713` `516280` `2468`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Heated Area
1st Floor Area	1,416 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	516280
Street Address	5589 BEAR POINT AVE
City	ORANGE BEACH
State	AL
Zip	36561-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 527 BEAR POINT ESTATES MB4 P109
Legal Subdivision	BEAR POINT ESTATES
Legal Lot Number	527
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2052
Census Tract	11414

Owner

5589 Bear Point Ave is owned and occupied by an individual who bought it in September 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE
Jul 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	20222025472
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 26, 2022
Property Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226
Document Number	0002025472
Map Reference	MB 4 PG 109
Instrument Date	Sep 22, 2022
Instrument	2025472
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1298 CHARLESTON DR, 1298, PRATTVILLE, AL 36066-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226

Mortgage

Document Number	0002025473
Date	Sep 26, 2022
Instrument	2025473

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 30, 2020
Property Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226
Document Number	0001846509
Instrument Date	Jul 30, 2020
Instrument	1846509
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 BEAR POINT AVE ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 30, 2020
Property Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226
Document Number	0001846506
Instrument Date	Jul 30, 2020
Instrument	1846506
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 37 ELIZABETH MN 56533, ELIZABETH, MN 56533

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 2, 2018
Property Address	5589 BEAR POINT AVE, ORANGE BEACH, AL 36561-4226
Document Number	0001722726
Instrument Date	Oct 1, 2018
Instrument	1722726
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$83.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7194 STILLWATER BLVD SPANISH FORT AL 365279071, SPANISH FORT, AL 36527-9071

Tax Assessment & Valuation

The 2026 property tax bill for 5589 Bear Point Ave was $1,864 with a homeowner's exemption.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00 Homeowner's exemption
2025	$1,864.00	$60,160 Land $22,700 Building $37,460	$601,500 Land $226,900 Building $374,600
2023	$3,342.00 (+220.73%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$104,460 (+147.18%)	$522,300 (+23.62%) Land $175,000 Building $347,300
2022	$1,042.00 (+22.73%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$42,260	$422,500 Land $129,200 Building $293,300
2021	$849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5589 Bear Point Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5589 Bear Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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