5596 Surrey Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5596 Surrey Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 1940
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2021)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0023-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	945 sqft
Attic	Attic
Attic Area	454 sqft
Basement Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,668 sqft (0.198 acres)
Lot Dimensions	171 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5596 SURREY AVE
City	CINCINNATI
State	OH
Zip	45248-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURREY AVE 50 X 171.40 IRR LOT 20 CHARLES E SPRINGMYERS 1ST SUB
Legal Subdivision	S E SPRINGMYERS 1ST SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21003

Owner

5596 Surrey Ave is owned and occupied by an individual who bought it in April 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5596 SURREY AVE, CINCINNATI, OH 45248-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Mar 14, 2018	Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	0000042556
Deed Book / Page	14389 / 3322
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 5, 2021
Property Address	5596 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000042556
Book / Page	14389 / 3322
Map Reference	MB 39 PG 4&5
Instrument Date	Apr 2, 2021
Instrument	2021-0042556
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5596 SURREY AVE, CINCINNATI, OH 45248-4231

Mortgage

Document Number	0000042557
Date	Apr 5, 2021
Instrument	2021-0042557

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 14, 2018
Property Address	5596 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000001347
Map Reference	MB 39 PG 275
Instrument Date	Mar 5, 2018
Instrument	18-0021347
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5596 SURREY AVE, CINCINNATI, OH 45248-4231

Mortgage

Document Number	0000001348
Date	Mar 14, 2018
Instrument	18-0021348

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5596 Surrey Ave was $2,623, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (-0.23%)	$49,000 (+%) Land $12,337 Building $36,663
2024	$2,629.00 (+1.74%)	$48,999 (-) Land $12,337 Building $36,662
2023	$2,584.00 (+35.01%)	$48,999 (+59.09%) Land $12,337 Building $36,662	$140,000 Land $35,250 Building $104,750
2022	$1,914.00	$30,800 Land $11,011 Building $19,789
2020			$88,000 Land $31,460 Building $56,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5596 Surrey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5596 Surrey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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