5590 Surrey Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5590 Surrey Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1944
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2026)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0022-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0022-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	912 sqft
Attic	Attic
Attic Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	171 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5590 SURREY AVE
City	CINCINNATI
State	OH
Zip	45248-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SURREY AVE 50 X 171.21 IRR LOT 19 CHAS E SPRINGMEYERS 1ST
Legal Subdivision	SPRINGMEYERS 1ST
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21003

Owner

Source: Hamilton County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Feb 24, 2026	Warranty Deed, Transfer · Commercial Mortgage MWC WB SPV LLC
Feb 19, 2026	Affidavit of Death of Joint Tenant, Transfer
May 4, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Feb 24, 2026 · Amount on Record
Deed Document Number	202648237
Deed Book / Page	15688 / 2422
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2026
Property Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000048237
Book / Page	15688 / 2422
Instrument Date	Jun 2, 2026
Instrument	202648237
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231

Mortgage

Document Number	0000048238,
Date	Jun 16, 2026
Instrument	202648238

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 24, 2026
Property Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000013584
Book / Page	15609 / 933
Map Reference	MB 39 PG 4&5
Instrument Date	Feb 21, 2026
Instrument	2026-0013584
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GILMORE CT, FAIRFIELD, OH 45014-5001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013585
Date	Feb 24, 2026
Instrument	2026-0013585

Lender

Name	MWC WB SPV LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 19, 2026
Property Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000012336
Book / Page	15606 / 811
Map Reference	MB 39 PG 4&5
Instrument Date	Feb 19, 2026
Instrument	2026-0012336
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 4, 2023
Property Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231
Document Number	0000029914
Book / Page	14909 / 1259
Instrument Date	May 1, 2023
Instrument	2023-0029914
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5590 SURREY AVE, CINCINNATI, OH 45248-4231

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+2.34%) Homeowner's exemption	$46,138 (+%) Land $12,338 Building $33,800	$131,820 (-) Land $35,250 Building $96,570
2024	$1,839.00 (-2.34%) Homeowner's exemption	$46,136 (-) Land $12,337 Building $33,799
2023	$1,883.00 (+42.44%) Homeowner's exemption	$46,136 (+50.27%) Land $12,337 Building $33,799	$131,820 (+50.27%) Land $35,250 Building $96,570
2022	$1,322.00 Homeowner's exemption	$30,702 Land $11,011 Building $19,691
2020			$87,720 Land $31,460 Building $56,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Surrey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures