Polk County property record for 5595 Starling Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 2000 |
| Lot Size | 0.248 acres (10,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Mar 2000) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Sep 2018 Loan Modification Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-23-008001-000010 |
| Primary APN | 23-27-23-008001-000010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Gross Area | 1,595 sqft |
| 1st Floor Area | 1,234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,794 sqft (0.248 acres) |
| Lot Dimensions | 116 ft deep x 93 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 64 sqft |
| Street Address | 5595 STARLING LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLING PLACE PB 106 PGS 50 & 51 LOT 1 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | STARLING PLACE |
| Legal Tract | 8001 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12113 |
5595 Starling Loop is owned and occupied by an individual who acquired it in March 2010.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5595 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Sep 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2000 · Amount on File |
| Deed Sale | Mar 8, 2000 · Amount on File |
| Deed Book / Page | 4414 / 1920 |
| Last Transfer Date | Mar 1, 2010 |
| Transfer Doc | 0000035961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5595 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0106490167 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5595 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162 |
| Document Number | 0106490167 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 010649/000167 |
| Instrument | 222703 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5595 STARLING LOOP, LAKELAND, FL 33810-3162 |
| Document Number | 0106451162 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5595 STARLING LOOP LAKELAND FL 338103162, LAKELAND, FL 33810-3162 |
| Document Number | 0106451162 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 010645/001162 |
| Instrument | 220125 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2048 |
The 2025 property tax bill for 5595 Starling Loop was $2,930 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,082 (-4.16%) Land $52,000 Building $145,082 | $197,082 (-4.16%) Land $52,000 Building $145,082 | |
| 2025 | $2,930.00 Homeowner's exemption | $205,645 Land $52,000 Building $153,645 | $205,645 Land $52,000 Building $153,645 |
| 2023 | $3,174.00 (+2.55%) Homeowner's exemption | $216,746 (+15.69%) Land $50,000 Building $166,746 | $216,746 (+15.69%) Land $50,000 Building $166,746 |
| 2022 | $3,095.00 | $187,346 Land $42,000 Building $145,346 | $187,346 Land $42,000 Building $145,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5595 Starling Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5595 Starling Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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