5591 Starling Loop, Lakeland, FL 33810 Property Records

Polk County property record for 5591 Starling Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 2000
Lot Size	0.176 acres (7,675 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2021)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-23-008001-000020`

Property Details

APN / Parcel Number

Primary APN	`23-27-23-008001-000020`
Alternative APN	`32723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,675 sqft (0.176 acres)
Lot Dimensions	116 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	60 sqft
Patio Area	280 sqft
Shed	1 Shed

Location & Zoning

Street Address	5591 STARLING LOOP
City	LAKELAND
State	FL
Zip	33810-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARLING PLACE PB 106 PGS 50 & 51 LOT 2
Legal Range	23E
Legal Township	27S
Legal Section	23
Legal Subdivision	STARLING PLACE
Legal Tract	8001
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	12113

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5591 STARLING LOOP, LAKELAND, FL 33810-3162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 22, 2000 · Amount on Record
Deed Document Number	2021215190
Deed Book / Page	11852 / 1971
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 18, 2021
Property Address	5591 STARLING LOOP, LAKELAND, FL 33810-3162
Document Number	0000215190
Book / Page	11852 / 1971
Map Reference	MB 106 PG 50&51
Instrument Date	Aug 5, 2021
Instrument	2021215190
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 GREEN BRIAR BLVD, 606, ALTAMONTE SPRINGS, FL 32714-2321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5591 STARLING LOOP, LAKELAND, FL 33810-3162

Mortgage

Document Number	0118521973
Date	Aug 18, 2021
Instrument	11852/1973

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,087 (-3.42%) Land $52,000 Building $177,087	$229,087 (-3.42%) Land $52,000 Building $177,087
2025	$3,500.00 (-11.82%) Homeowner's exemption	$237,209 (-5.45%) Land $52,000 Building $185,209	$237,209 (-5.45%) Land $52,000 Building $185,209
2023	$3,969.00 (+10.87%)	$250,875 (+15.36%) Land $50,000 Building $200,875	$250,875 (+15.36%) Land $50,000 Building $200,875
2022	$3,580.00	$217,463 Land $42,000 Building $175,463	$217,463 Land $42,000 Building $175,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20