5585 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5585 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,650 sqft · built 1990
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on Record
Last Sale	$1,685,000 (Aug 2009)
Tax Bill	$27,684 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`358-233-01-00`

Property Details

APN / Parcel Number

Primary APN	`358-233-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,650 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5585 RUTGERS RD
City	LA JOLLA
State	CA
Zip	92037-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 23 TR 003966
Legal Subdivision	LA JOLLA PALISADES
Legal Tract	003966
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5585 RUTGERS RD, LA JOLLA, CA 92037-7824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Aug 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	2009453781
Last Transfer Date	Aug 3, 2018
Transfer Doc	0000333213
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5585 RUTGERS RD, LA JOLLA, CA 92037-7824
Document Number	0000012332
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5585 RUTGERS RD LA JOLLA CA 920377824, LA JOLLA, CA 92037-7824

Mortgage

Document Number	0000012332
Date	Jan 9, 2020
Instrument	12332

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2018
Property Address	5585 RUTGERS RD, LA JOLLA, CA 92037-7824
Document Number	0000333213
Instrument Date	Aug 3, 2018
Instrument	333213
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5585 RUTGERS RD LA JOLLA CA 920377824, LA JOLLA, CA 92037-7824

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,218,453 (+2%) Land $1,461,417 Building $757,036
2025	$27,684.00 (+8.32%) Homeowner's exemption	$2,174,955 (+4.04%) Land $1,432,762 Building $742,193
2023	$25,558.00 (+2.74%) Homeowner's exemption	$2,090,501 Land $1,377,127 Building $713,374
2022	$24,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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